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FIXED RATE SECOND LIEN
I Want to Get Cash and Keep My Current Rate
Access your home’s equity without touching your current mortgage rate with Luxe Mortgage Partner’s Fixed-Rate Second Lien program. Get a fixed rate on the amount you borrow, which could help you achieve your future goals*.
Program Qualifications:
Minimum loan amount: $35,000 (or state minimum)​
Maximum loan amount: $500,000
Property type: 1-4 unit single-family residence, PUDs or warrantable condo​
Occupancy: Primary
Credit score: Minimum 640 FICO​​
Combined loan to value ratios: Up to 80% for primary
PREDICTABLE PAYMENTS
Instead of worrying about fluctuating costs, enjoy a fixed rate to help plan your finances with confidence.
EQUITY ACCESS
There’s no need to refinance your existing mortgage; tap into your home's equity now without touching your current mortgage rate.
FLEXIBLE USAGE
Whether it's for home renovations, debt consolidation or other needs, this program adapts to your goals.
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